Description

APG*2 PINhandy OTP (One-Time Password) Generator Fraud on credit and debit cards has a high financial cost to card holders, banking industry and society, which can reach billions of dollars annually. And most of the financial cost is largely borne by the banking industry, which is immeasurable! To fight against fraud, reduced incidence and cost of chargebacks, APG*2 PINhandy OTP generator will be what you are looking for. APG*2 PINhandy is a compact, completely standalone, low-cost, handheld smart card device that contains a numeric keypad and a display. It manages not only OTP (One Time Password), but also challenge-response and Transaction Data Signing. Certified with stringent international standards as Mastercard® Card Authentication Program (CAP) and VISA Dynamic Passcode Authentication (DPA) and EMV Level 1, you can use the device in various payment and bank applications. Using two-factor authentication, the cardholder inserts the EMV payment card (something you have) in the APG*2 PINhandy, enters the PIN (something you know) using the device keyboard. After that, a dynamic one-time password is generated and showed on the APG*2 PINhandy display. Cardholder can then use this password to perform secure online transactions, telephone orders or e-banking logons. APG*2 PINhandy has no physical connection to the cardholder�s internet authentication device like PC, Macintosh, or smart phone. The unconnected mode of APG*2 PINhandy makes it impossible for hackers to steal the sensitive information in the card. Also, as a standalone device, specialized programming like software drivers is not required.